如今，随着互联网的发展，越来越多的业务可以通过互联网来完成。决定一个人是否能成功的最重要因素是信用。

Nowadays, with the development of Internet, more and more business are done through the Internet. The most important factor that decides a person's success is the credit. There is a famous example explains how credit influences one's life. A man took a train in Europe, as there was no one to supervise him, so he thought he could not buy the ticket and ran to the train directly. Later, when the man wanted to interview a job, the employers refused him because they told the man that his credit did not reach their standard. The man realized that he had lost his credit for not buying the ticket for one time, which taught him a lesson to keep his credit. The credit helps us to make friends and cooperate with others well. Don't lose your credit, or you will lose many chances.
如今，随着互联网的发展，越来越多的业务可以通过互联网来完成。决定一个人是否能成功的最重要因素是信用。有一个很出名的例子解释了信用是如何影响人的一生。一名男子在欧洲坐火车，因为没有人监督，所以他觉得可以不买票，直接朝火车跑去。之后，当这个男子在面试一份工作时，雇主拒绝了他，并告诉这名男子原因是他的信用没有达到他们的标准。男子意识到由于他之前那次没买票他已经失去了信用，这给了他一个教训，要守信用。信用帮助我们交朋友、与其他人顺利合作。不要失去你的信用，否则你会失去很多机会。