Kids would be overexcited during Spring Festival, for the simple reason that they would receive “lucky money”from their parents as well as other elderships.

Kids would be overexcited during Spring Festival, for the simple reason that they would receive “lucky money”from their parents as well as other elderships. According to ancient custom, the elder generations put a certain number of money in a red envelope, and give it to the children of the family, wishing that the children would grow up healthily and happily.
孩子们在春节期间都会很兴奋，原因很简单，他们会从父母和其他长辈那里得到“压岁钱”。按照古老的习俗，长辈们会把一定数量的钱放在一个红包里，之后就给家里的小孩们，希望孩子们能够健康快乐地成长。
How to reasonably deal with those “lucky money”is a serious question for parents and children alike. As far as I am concerned, two ways below are worth to be considered. 
父母和小孩如何合理地使用这些“压岁钱”是一个很严肃的问题。我认为以下两种方式都是值得考虑的。
One sensible way is to save the money for higher education. With the development of economic and urbanization, the competition is becoming more and fiercer. The demand of people with high degree is increasing, which means, the threshold for a “white-collar”job is higher and higher. Therefore, accepted into a college is viewed as a necessary and an initial step for a good job. Given the increasing cost of college education and postgraduate education, saving the “lucky money”is at least an economic guarantees for higher education.
一种明智的做法是把钱存起来用于高等教育。随着经济的发展以及城市化进程的加快，市场竞争日趋激烈。对于高学历人才的要求日益增加，这就意味着， “白领”的门槛是越来越高了。因此，上过大学被认为是好工作的必要步骤。鉴于大学教育和研究生教育成本的增加，把“压岁钱”存起来至少是对高等教育的一个经济保障。
The other way is investing, and by investing I do not mean buy stocks or bonds, but investing in self-improvement. For example, purchasing some books, literature, politic, philosophy, whatever you like. As Bacon said, “reading makes a full man”, investing in books you are interested in would expand your knowledge and improve your attainment. However, not only books could attribute to self-improvement, art and sports or other skills could also do. Invest some money to learn piano, guitar, etc.; or to learn dancing, swimming, tennis…Or just to learn how to drive is a worthwhile acquirement.
另一种是投资，而投资我并不是指购买股票或债券，而是对自我提高的投资。例如，购买一些书籍，文学，政治，哲学，任何你喜欢的都可以。正如培根说的，“读书使人充实”，在你感兴趣的书上投资可以扩大你的知识，提高自己的素养。然而，不仅仅是书籍可以帮助自我提高，艺术和体育或其他技能也是可以的。投资一些钱去学钢琴，吉他等；或学习舞蹈，游泳，网球……或只是学习驾驶也是有价值的收获。
All in all, you could name other good ways to use“lucky money” of course, as long as it is worthwhile, and saving for education and investing in self-improvement are definitely among them.
总之，当然，只要是值得的，你也可以列出其他使用“压岁钱”的好方法，为教育存钱，为自我提高而投资肯定是其中之一。