Different people have different opinions to money.Some people prefer to deposit money. Usually, they divide their salary into two parts. A part is for daily expenses and another is for depositing. Not only that, they may try to reduce costs of various aspects.

Different people have different opinions to money.Some people prefer to deposit money. Usually, they divide their salary into two parts. A part is for daily expenses and another is for depositing. Not only that, they may try to reduce costs of various aspects. 
不同的人的金钱观不一样。有些人喜欢存钱。通常，他们都会把他们的工资分成两部分。一部分用于日常开支，另一个是用于 储存。不仅如此，他们可能还会降低各方面的成本。
Obviously, some people like saving money, while there are others are inclined to spend their future money. They may spend too much on foods, clothes and entertainment; therefore, their expenses often are over their wages. This act brings about risk of getting into debt.
很显然，有些人喜欢存钱，而有些人则喜欢提前消费。他们可能会花太多钱在食物，衣服和娱乐上；因此，他们的消费总是高于他们的工资。这种行为可能会带来负债的危机。
To my way of thinking, people should keep a balance between depositing and advance spending. 
我认为人们应该在存钱和提前消费之间保持一个平衡。